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YOUR HEALTH. OUR GUIDANCE.

Expert Private Health & Life Insurance Advice

Private health insurance, life insurance, income protection, critical illness cover and international private medical insurance, delivered with independent advice for individuals, families and businesses across the UK.

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Years of Industry Experience
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Personal Protection

Family & Individual Health Insurance

Gain peace of mind knowing you and your loved ones have fast access to private diagnosis, treatment, and specialist consultations without the wait.

Private Health InsuranceFamily CoverIndividual CoverMental Health BenefitsFast Access To TreatmentDiagnosticsSpecialist Consultations
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Corporate Solutions

Business Health Insurance

Protect your most valuable assets, your people. From tax-efficient director policies to comprehensive SME employee benefits.

Business Health InsuranceDirector Health InsuranceEmployee BenefitsSME Healthcare SolutionsContractor CoverCorporate Healthcare
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Global Coverage

International Private Health Insurance

Whether you're relocating abroad, already living overseas, or need international coverage for your family, our specialist team can arrange comprehensive international private medical insurance through leading global health insurers.

International CoverageExpat Health InsuranceInternational Family CoverGlobal Medical NetworksMedical EvacuationRepatriation Cover
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Featured Service

Free Health Insurance Review

Are you paying too much for your current policy? Our independent specialists will assess your cover free of charge.

  • Safeguard medical history
  • Reduce your premium
  • Match or improve your cover levels
Request My Free Review
The Elective Difference

Why Choose Elective Health

We don't just sell policies; we build long-term advisory relationships ensuring you're protected when it matters most.

Independent Advice

Independent advice from Kingsley and Louis, surveying the whole market.

Experienced Specialists

Years of dedicated healthcare industry expertise.

Family, Business & International Cover

Solutions from individual policies to corporate schemes and international expat cover.

UK Based Support

Speak directly to experts located in the UK.

No Call Centres

Direct lines to your personal advisor.

Ongoing Policy Support

We’re here whenever you need us.

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Recommend a Friend Gift Vouchers

Earn a £50 or £100 shopping voucher for every referral that takes out a policy with us.

Strategic Partnerships

Our Trusted Professional Partners

We've carefully built relationships with professionals we trust, allowing our clients to access expert advice beyond health insurance.

Bespoke HR Logo

At Elective Health, we believe protecting your people goes beyond insurance. That's why we're proud to work alongside Bespoke HR, an independent HR consultancy providing practical, commercially focused support to businesses across the UK.

Established in 2005, Bespoke HR specialises in outsourced HR, employment law guidance, payroll, training and development, helping organisations build stronger teams while navigating the complexities of people management with confidence. Their experienced, CIPD-qualified consultants deliver tailored advice and ongoing support, acting as an extension of your business whenever it's needed.

Whether you're growing your workforce, reviewing HR processes or looking to strengthen employee wellbeing, Bespoke HR offers expert guidance that complements the health and protection solutions provided by Elective Health.

TWP Wealth Management Logo

At Elective Health, we believe the best outcomes come from working with trusted professionals who share our commitment to putting clients first. That's why we're pleased to work alongside TWP Wealth Management, an experienced team of independent financial planners providing tailored advice to individuals, families and business owners.

Whether you're planning for retirement, protecting your family's future, investing for long-term growth or looking for expert financial planning, TWP Wealth Management offers clear, personalised advice designed around your goals and circumstances. Their client-focused approach and commitment to building lasting relationships make them a natural partner for Elective Health.

Together, we're able to offer clients access to trusted expertise across both health protection and financial wellbeing, helping you make confident decisions for today and the future.

Frequently Asked Questions

Everything you need to know about setting up your private healthcare cover.

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What Our Clients Say

Don't just take our word for it. Here's what our clients have to say about their experience.

We're Just a Call Away

If you can't speak right now, drop us a message and we will be in touch!

Call Us

01202 088705

Email Us

info@electivehealth.co.uk

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